Pension deposit "Ardager"

Deposit appointments

Special deposit for clients who have reached retirement age with monthly interest payment

Type of deposit


Minimum deposit amount 1000 KGS; 20 USD
Minimum amount of additional in-payments 100 KGS; 2 USD

Additional contributions and restrictions on them

1. Not more than 10 million soms, 200 thousand US dollars, 10 million rubles for the period of the contract.

2. Acceptance of additional contributions is terminated 30 days before the expiration of the deposit Agreement.

Interest rate and volume limits

Frequency of interest payments


Interest capitalization

at the request of the client

Partial deposit withdrawal


Interest payment upon early termination of the contract

1. if after the expiration of 1/2 of the term, 50% of the remuneration is paid

2. if before the expiration of 1/2 of the term, it is paid at the % deposit rate (deposit) on demand.

Specific features The deposit shall be opened by submission of the pension certificate.
Contract prolongation By application

* Maximum effective interest rate: KGS - 17,54%, USD - 1,74%, RUB - 7,74%

Note: the customer shall have the right to choose the deposit term between the standard terms of the deposit products. For such cases the following principle shall be applied for establishment of the interest rates: a standard interest rate shall be applied to all deposits, opened for the period until the next standard period in accordance with the scale of the interest rates of the deposit product.


3 months

6 months

9 months

12 months

18 months

24 months

36 months
KGS - - 7% 11,5%


13,0% 13,5%
USD - - - 1% 1,3%


RUB 3% 4% 4,5% 5% 6% 7% -


Calculate deposit
Deposit calculator