Zero - 0% install ment

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Loan amount Up to 200, 000 KGS
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Interest rates 0%

Loan terms and conditions

What is ZERO- 0% Installment Plan?

ZERO is a genuine interest-free installment plan that allows you to make daily purchases without an initial down payment through a wide network of partners.    

Installment Amount

Up to 200, 000 KGS

Installment Term

Up to 24 months

Interest rate

0% overpayment, 0% initial down payment

Installment Repayment

- Monthly payments in equal installments.

- Repayments begins on the 2nd day of the month following the month in which the goods are received on the installments plan.

How does ZERO- 0% Installment Plan work?

1. Download the ZERO app

2. Register using only your passport.

3. Apply for the Installment Plan in 5 minutes (cooling-off period up to 24 hours)

4. Done! Use the Installment Plan across a wide network of partners.  

How to get a loan

1
Application for loan

Complete application form on
the website or at any bank office

2
Application processing

We will contact you
for additional information

3
Take your money in the bank

As soon as you have made your decision,
you can visit the selected
office and take you money

Calculate your loan
This estimate is for information
purposes only and is not a public offer
Monthly installment amount
Total amount paid over the crediting period
Complete loan application form