AGRICULTURAL LOANS
Loan product
|
Currency
|
Annual interest rate
|
Loan term
|
|
For horticulture and forestry
|
KGS
|
18%
|
2 to 10 years
|
|
USD
|
16%
|
|
Agro loan-5
|
KGS
|
18% with possible compensation of 6%
|
Up to 2 years
|
|
Raifizen Foundation for cooperatives development in Kyrgyzstan
|
KGS
|
18% to 19%
|
2 to 10 years
|
|
Rural finance project – 2
|
KGS
|
18%
|
Not exceeding 7 years
|
|
USD
|
16%
|
|
Mal Charba Nasyyasa
|
KGS
|
18%
|
Not exceeding 7 years
|
|
USD
|
16%
|
|
Procurement of agricultural machinery, construction and reconstruction of production facilities
|
KGS
|
18%
|
Not exceeding 7 years
|
|
USD
|
16%
|
SPECIAL AGRO LOANS
Loan product
|
Currency
|
Annual interest rate
|
Loan term
|
|
ADB loan product
|
KGS
|
18%
|
Not exceeding 10 years
|
|
USD
|
16%
|
|
Kumtor Ton
|
KGS
|
12%
|
Up to 3 years
|
|
UNDP Suusamyr
|
KGS
|
18%
|
Not exceeding 5 years
|
|
USD
|
16%
|
|
Rehabilitation of business in Osh and Jalal-Abad regions
|
KGS
|
18%
|
Not exceeding 5 years
|
|
Talas Loans
|
KGS
|
12%
|
Up to 2 years
|
|
New Zealand – Naryn
|
KGS
|
18%
|
Up to 2 years
|
BUSINESS LOANS
Loan product
|
Currency
|
Annual interest rate
|
Loan term
|
|
Agro Business and marketing
|
KGS
|
18%
|
Not exceeding 10 years
|
|
USD
|
15%
|
|
Support of small and medium business development – production and processing – Ondurush nasyyasay
|
KGS
|
18%
|
Not exceeding 5 years
|
|
USD
|
16%
|
|
Support of small and medium business development – Sooda nasyyasy
|
KGS
|
23%
|
3 to 5 years
|
|
USD
|
20%
|
|
Support of small and medium business development – live stock breeding and sale, agricultural purchase – Kamdoo nasyyasy
|
KGS
|
23%
|
Up to 3 years
|
|
USD
|
18%
|
|
Support of small and medium business development in service and tourism area
|
KGS
|
23%
|
3 to 5 years
|
|
USD
|
20%
|
|
Express nasyyasy
|
KGS
|
23%
|
Up to 2 years
|
|
USD
|
20%
|
SPECIAL BUSINESS LOANS
Loan product
|
Currency
|
Annual interest rate
|
Loan term
|
|
Express liquidity
|
KGS
|
Equal to the deposit interest rate
|
Depending on the deposit term
|
|
USD
|
|
Overdraft
|
KGS
|
30% annual
|
Not exceeding 1 year
|
|
USD
|
|
Banking guarantee
|
KGS
|
1% to 6% of the guarantee size
|
Based on the loan term and related guarantee
|
|
USD
|
LEASING
Loan product
|
Currency
|
Annual interest rate
|
Loan term
|
|
China tractors lease
|
KGS
|
6% to 9%
|
Not exceeding 7 years
|
|
Agro business and marketing Program of support of agricultural cooperatives
|
KGS
|
18% to 20%
|
Not exceeding 5 years
|
|
USD
|
12% to 14%
|
Not exceeding 5 years
|
|
Corporate banking 
